• ThinkWink

    Monthly market Outlook – April 2025

    April 9, 2025 - By 

    Markets have seemingly entered choppy waters since October 2024, leaving a lot of investors witnessing their portfolios underperform. Major benchmark indices including the BSE Sensex and the Nifty 50 tumbled over 16% from their September 2024 peak. Mid and Small caps too witnessed drawdowns of over 22% during this period. This has left a lot of investors who chose to ride the small and mid-cap wave last financial year into thinking about pausing or stopping their SIP’s. Irrespective of whether this downturn is termed as a correction or a slowdown, the drivers of the drawdowns largely point to external macro…

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    Monthly Market Outlook – February 2025

    February 10, 2025 - By 

    Geopolitical tensions, a change of guard in the US; China’s easing policies, continued FII outflows and a resultant slowdown in growth. These are all factors that have been defining the Indian markets the last quarter of 2024. A slowdown in the Indian markets were visible starting September 2024, even as the government’s cash balance dropped to a deficit of INR 458 billion during the first week of December 2024. On one side, the annual GDP slowdown to 5.4% (as of November 2024) came as a shocker to the markets. But 2025 looks like it’s positioned differently in more than one…

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    Monthly Market Outlook – December 2024

    December 6, 2024 - By 

    The markets have moved significantly over the past couple of months as multiple events unfolded, both on the domestic as well as the international front. A downward spiral dampened investor sentiment, driven by valuation concerns and earnings downgrades. We’ve also witnessed a massive sell-off by FII’s, especially during the months of October and November 2024. Domestic investors, on the other hand, played the role of market saviors, injecting Rs. 89,740.40 during the month of October and 32,154.89 during the month of November 2024. The country’s Gross Domestic Product (GDP) has been a major talking point over the recent period as…

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    Monthly Market Outlook – October 2024

    October 12, 2024 - By 

    Indian benchmarks surged to new record highs during the month of September, driven by strong FII selling and fueled by optimism over interest rate cuts from major global economies. Investor sentiment continues to remain strong even as Chinese policymakers unveiled a raft of new measures aimed at reviving the stock markets, together with an easing of monetary policy and bringing greater stability to the property markets. The forthcoming months of the year are likely to put a spotlight on the global state of the economy, as multiple nations including the US enter the elections phase. With Interest rates on the…

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    What No One Will Tell You About Home Loans!

    August 22, 2024 - By 

    Avantika is relaxing on a beautiful rattan recliner that she recently purchased from an online furniture store at a hefty discount. Her lavish independent bungalow in the bustling city of Bangalore cost a fortune to buy. The thought of owning her own space—one that she can decorate and call her own—had been a long-term dream. A ‘home’ where she can build and nurture her family, one where her children could grow up, making memories to last a lifetime. Her high-paying job allows her the freedom and flexibility to meet her payment obligations in the form of EMIs. Additionally, a recent…

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    Monthly Market Outlook – June 2024

    June 3, 2024 - By 

    An uncertain Summer has been the highlight of the past month, with temperatures soaring to an all-time high. The human race has contributed massively climate change through activities that may spell development, but also bring about a sea change in the ecological balance around the world. India’s dependence on weather conditions is significant when it comes to the availability and productivity of labor. A report from RBI’s Department of Economic and Policy Research (DEPR) finds that changing weather patterns could cost 2.8% of India’s GDP. For the growth of the country to remain sustainable, it’s important to ensure preparedness for…

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    Monthly Market Outlook – April 2024

    April 5, 2024 - By 

    The Indian economy has been witnessing significant growth owing to multiple factors ranging from the government’s increased capex growth, the China +1 strategy and the resilience of the country’s domestic demand situation. On a relative basis, a favorable interest rate versus growth rate differential benefits India, even as domestic demand and consumption contributes significantly. The seasonally adjusted HSBC India Manufacturing Purchasing Managers’ Index™ (PMI) climbed to a 16-year high of 59.1 in March 2024, from 56.9 in February 2023. Growth quickened across the consumer, intermediate and investment goods sectors. On a relative basis, India continues to have the highest PMI…

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    Continuing on a Pause?

    March 22, 2024 - By 

    The FED kept interest rates stable for a fifth time in a row. Despite inflation showing a significant downward trend, the FED’s decision to maintain rates stable comes backed by the fact that they want to time their rate cuts in a manner that encourages inflation numbers to go down to their target of 2%. While Powell indicated that it seems uncertain as to when the US will achieve the inflation target, it is something that they are sure to achieve. It’s interesting to note that January and February witnessed higher CPI (Consumer Price Index) and PCE (Personal Consumption Index)…

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    Froth – How bad is it?

    March 15, 2024 - By 

    Small Cap and Mid-Cap stocks have been in the limelight for a little over 3 years now. But the one thing that we always remind investors is to stay grounded. The reason is simple and straightforward – Markets are cyclical in nature and have always been in the past. Take the classic case of the small and Mid-cap category which has witnessed significant growth and buying over the past 3 years. This buying spree in turn led to a lot of stocks within the segment becoming overvalued. Despite this, we have continued to buy, simply because of the upside that…