• ThinkWink

    Monthly Market Outlook – December 2024

    December 6, 2024 - By 

    The markets have moved significantly over the past couple of months as multiple events unfolded, both on the domestic as well as the international front. A downward spiral dampened investor sentiment, driven by valuation concerns and earnings downgrades. We’ve also witnessed a massive sell-off by FII’s, especially during the months of October and November 2024. Domestic investors, on the other hand, played the role of market saviors, injecting Rs. 89,740.40 during the month of October and 32,154.89 during the month of November 2024. The country’s Gross Domestic Product (GDP) has been a major talking point over the recent period as…

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    Monthly Market Outlook – October 2024

    October 12, 2024 - By 

    Indian benchmarks surged to new record highs during the month of September, driven by strong FII selling and fueled by optimism over interest rate cuts from major global economies. Investor sentiment continues to remain strong even as Chinese policymakers unveiled a raft of new measures aimed at reviving the stock markets, together with an easing of monetary policy and bringing greater stability to the property markets. The forthcoming months of the year are likely to put a spotlight on the global state of the economy, as multiple nations including the US enter the elections phase. With Interest rates on the…

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    Monthly Market Outlook – September 2024

    September 11, 2024 - By 

    Indian markets have been touching new highs on an ongoing basis and the one question that market participants and investors seem to be asking is this: Is this growth sustainable? Markets have remained volatile and are likely to remain range bound going forward. Expectations of a 25 bps rate cut by the US FED is already priced in and may not have an immediate impact as such. However, a 50 bps rate cut is likely to have a greater impact on the markets. The month of August witnessed a few ups and downs, despite the Nifty gaining over 1.66%, and…

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    What No One Will Tell You About Home Loans!

    August 22, 2024 - By 

    Avantika is relaxing on a beautiful rattan recliner that she recently purchased from an online furniture store at a hefty discount. Her lavish independent bungalow in the bustling city of Bangalore cost a fortune to buy. The thought of owning her own space—one that she can decorate and call her own—had been a long-term dream. A ‘home’ where she can build and nurture her family, one where her children could grow up, making memories to last a lifetime. Her high-paying job allows her the freedom and flexibility to meet her payment obligations in the form of EMIs. Additionally, a recent…

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    Monthly Market Outlook – August 2024

    August 13, 2024 - By 

    The month of July witnessed marquee events, a union budget that centered around nine core areas and balanced fiscal prudence with growth. The lowering of fiscal deficit numbers to 4.9% compared to the previous 5.1% outlined in the previous budget, and a commitment to reach below 4.5% by FY 2025-26 is a huge positive. This crucial development lays the groundwork for a resilient economy, one that is capable of long-term growth and development. To read more about our budget outlook click here. We expect to see a significant increase in tax as well as non-tax revenue and a positive gross…

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    Monthly Market Outlook – June 2024

    June 3, 2024 - By 

    An uncertain Summer has been the highlight of the past month, with temperatures soaring to an all-time high. The human race has contributed massively climate change through activities that may spell development, but also bring about a sea change in the ecological balance around the world. India’s dependence on weather conditions is significant when it comes to the availability and productivity of labor. A report from RBI’s Department of Economic and Policy Research (DEPR) finds that changing weather patterns could cost 2.8% of India’s GDP. For the growth of the country to remain sustainable, it’s important to ensure preparedness for…

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    Empowering NRIs: Unlocking UPI Options for International Transactions

    May 17, 2024 - By 

    Digitalization has brought about a massive sea of change in our lives. From Artificial intelligence and robotics, technology has revolutionized numerous facets of daily life, transforming how individuals, businesses, and societies interact and transact. One such manifestation is in the form of Unified Payments Interface (UPI), a groundbreaking payments infrastructure introduced in India. The payments interface that was launched in 2016 brings about a seamless integration of technology and finance, offering an instant, and secure platform for peer-to-peer and peer-to-merchant transactions. We look at elucidating how technological innovation has fueled the proliferation of cashless payments and financial inclusion. UPI has…

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    Monthly Market Outlook – May 2024

    May 8, 2024 - By 

    The equity markets witnessed a sharp correction over the first week of May 2024 following a surge in frontline indices to all-time highs. Heightened tensions in the Middle East impacted global markets, and had a rippling effect. With the impact of the Lok Sabha elections largely being priced-in by the markets, much of the focus has shifted towards sectors that are likely to witness growth going forward. With expectations around strong reforms and the country’s growth focus, are PSU sectors like Infrastructure, Power, Railways and renewable energy likely to remain major beneficiaries? Infrastructure: Expectations around the infrastructure sector being able…