Avantika is relaxing on a beautiful rattan recliner that she recently purchased from an online furniture store at a hefty discount. Her lavish independent bungalow in the bustling city of Bangalore cost a fortune to buy. The thought of owning her own space—one that she can decorate and call her own—had been a long-term dream. A ‘home’ where she can build and nurture her family, one where her children could grow up, making memories to last a lifetime. Her high-paying job allows her the freedom and flexibility to meet her payment obligations in the form of EMIs. Additionally, a recent…